Authorised Representative

Why Risk-Only Life Insurance Brokers Should Partner with Surety Advisers

Surety Advisers

The life insurance industry continues to face increased compliance pressure, reduced commissions, and higher client acquisition costs. For many risk-only life insurance brokers, this environment can make it harder to scale, sustain profitability, or find the right support to grow strategically.


That’s where Surety Advisers can help. We partner with risk-only life insurance brokers through flexible models that let you retain your identity, expand your client offering, and access industry-leading support—all while staying compliant and profitable.

Benefits of Partnering with Surety Advisers


Access to a Full-Service License (AFSL)

Operate under Surety Advisers’ AFSL as an Authorised Representative, with all compliance, documentation, and governance handled by our experienced team.


Maintain Your Brand and Autonomy

Unlike large dealer groups or licensees that impose restrictions, Surety Advisers supports you to grow your business on your terms—your brand, your clients, your way.


Back-Office and Advice Support

From pre-assessments to underwriting, quoting tools, compliance documentation and advice frameworks—we provide the tools and team to let you focus on what matters: your clients.


Scalable Business Growth

Tap into lead generation strategies, strategic partnerships with accountants, mortgage brokers and planners, and optional JV opportunities to expand your business footprint.


Community of Specialists

Join a growing network of life insurance professionals who collaborate, refer, and share knowledge in a supportive, non-corporate environment.

Partnership Models Tailored to You


With ongoing regulatory shifts and uncertainty in the life insurance market, it’s never been more important to align with a partner that provides stability, strategic direction, and scale. Surety Advisers is focused solely on life risk advice—we understand your challenges, your market, and your clients.


Final Thoughts

If you're a risk-only life insurance broker who wants to grow, simplify, or secure your future in the industry, Surety Advisers has a partnership model to suit.


Contact us today to find out how we can work together to deliver better outcomes for your business and your clients.

Authorised Representatives contact us here!

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Building a successful advice business takes more than technical knowledge. It requires trusted partnerships, solid systems and people who genuinely care about your success. That is where Surety Advisers stands apart. Surety Advisers works closely with authorised representatives to help them grow their business on their own terms. We are big enough to provide the structure and governance required under our AFSL, yet small enough to offer genuine one-to-one support. Our advisers maintain full control of their client relationships and branding while enjoying the assurance that comes with professional oversight, compliance guidance and business mentoring. We help you stay focused on advice, not red tape. Our network includes financial advisers, life insurance specialists and referral partners who share ideas, resources and opportunities. Working together helps everyone grow stronger. Surety Advisers provides the support, systems and personal connection that help advice businesses thrive. Contact us today to learn how partnering with Surety Advisers can take your business to the next level.
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